Personal Financial Planning

Guidance | Planning | Strategies (GPS)

Through our wealth management affiliate, HK Financial Services, GSS offers clients in Tampa Bay the opportunity to assess their current financial situation as well as project what it could look like in the future through a program called Guidance Planning Strategies, or GPS. This is a powerful tool to see your financial life visually through images, charts, and graphs, helping you answer questions such as: “Are you on track for a comfortable retirement?” “Is your financial legacy protected?” or “Are your current investments and tax strategies aligned with your life goals?” Watch our short video below to learn more.

Our Approach

The process begins with understanding what is important to you. We listen, assess and discuss your life goals, to formulate tax-efficient financial strategies.

Financial Life PlanningIn the course of helping you navigate your financial future, we can review your retirement plan and make certain you are on track for a comfortable retirement.

Executive ServicesWe provide resources for you to offer valuable executive benefit packages for your executives and key employees, including: income tax preparation, complimentary financial planning sessions, complimentary investment, risk management and financial life planning review and enhanced 401(k) service packages.

Tax PlanningCollaboration between our wealth management team and your tax advisor provides you with a distinct advantage in your financial planning process.

Asset Management Your unique investment strategy is designed based on what is important to you; your goals, your dreams and your time horizon. We use an experienced investment advisory committee to provide oversight and management of your investments by navigating nuances of the market landscape for you.

Insurance Planning You are protected along the way with a full risk assessment which offers advice to protect you, your family and/or your business.

Estate Planning You can build, manage and preserve your wealth with our full range of strategies and solutions.

Succession Planning Maximizing the value of your business so that when you are ready to transfer ownership, the transition meets your personal financial goals.

Retirement Plan Services We offer a full-service retirement plan program to assess your business plan’s potential tax savings, compliance, risk, employee education, and ensure overall fees are reasonable. Watch a short video on the importance of creating the best retirement plan for your employees.

Advisory account services for an ongoing asset-based fee are offered through HK Financial Services (HKFS), an SEC-Registered Investment Adviser. Brokerage account services for transaction-based fees are offered through Registered Representatives of ProEquities, Inc., a Registered Broker-Dealer and Member FINRA and SIPC. HKFS and ProEquities are separate legal entities.

This material is being provided for informational purpose only with the understanding that neither HKFS nor ProEquities is rendering tax, legal or accounting advice. Please consult your GSS CPA in St. Petersburg or other appropriate advisors on all matters pertaining to legal, accounting or tax obligations and requirements.

Troy Kimbrough and James G. Newman are investment adviser representatives and supervised persons of HKFS.

Contact Information for GSS Personal Financial Planning